What You Need to Know about Insurance and Financial Options for Your Dentistry
It seems like dental insurance covers less and less these days. Many major providers seem to charge more and pay less. We are preferred providers for Arkansas Blue Cross and Blue Shield, Guardian Insurance, and Delta Dental in our Fayetteville dental office.
Even as a preferred provider, we find that dental insurance should be considered more of a discount than a catch-all for coverage.
Dental Insurance Is Not Like Medical
Dental insurance is designed for people who are generally healthy. Preventive services are often covered between 80-100%, and major services are covered at lower percentages – sometimes as low as 30-50% covered, and the yearly limitations are restrictive.